A deferred annuity is a long-term investment that grows tax-deferred and provides income in retirement. Interest earnings accumulate without immediate taxes, allowing savings to grow. Taxes are paid ...

“Compound interest is the eighth wonder of the world. He who understands it earns it; he who doesn't, pays it.” – Albert Einstein[1] The idea of growing your money on top of interest already earned ...

Tax deferral! Guaranteed minimum return! Those two come-ons sell a lot of variable annuities. These are investment accounts that look suspiciously similar to plain old mutual funds but, dressed up as ...

Interest rates on most safe investments, such as savings accounts, bank CDs, money market accounts and Treasury bonds, are super low these days. When you factor in even a tiny bit of inflation, you’re ...

Forward-thinking investors often hunt for smart and safe avenues to grow their funds. Being a strategic investor, you wouldn’t hesitate to consider compound interest as the ‘eighth wonder’. Simply ...

In a world where Netflix and Amazon have raised the bar for ease, convenience and choice, while keeping costs low and creating greater value, shouldn't the financial services industry be doing the ...

Conventional wisdom says that the sooner you start saving and planning for retirement, the better. And that totally makes sense. Thanks to compound interest, the earlier you start stashing away money, ...

When you’re considering buying into an annuity, it’s natural to wonder what kinds of returns they typically attain. The rate of return is an important factor in the growth of their portfolio and how ...