Add Yahoo as a preferred source to see more of our stories on Google. A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet.

Add Yahoo as a preferred source to see more of our stories on Google. Don’t ignore potentially fraudulent credit card transactions; instead, take advantage of the protections and refund processes ...

When you use a debit card, you access existing money in your bank account for the purchase – which can make refunds a bit easier. When you shop with a credit card, you are actually borrowing money, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Toby Walters is a financial writer, investor, and lifelong learner. He has a passion for ...

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