Betsy began her career in international finance and it has since grown into a comprehensive approach to journalism as she's been able to tap into that experience along with her time spent in academia ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

In today's economy, any incoming college student must prepare to dedicate a large chunk of money toward education costs. While scholarships can go a long way and federal student loans typically have ...

A variable-rate mortgage has an interest rate that is not fixed for the full mortgage term. It can either have an annual rate update or an initial fixed rate before switching to a variable rate.

When it comes to choosing a mortgage rate there are two main options: fixed or variable. But how do these different interest rates work and which one could be right for you? Fixed rates tend to be by ...

Fixed-Rate and Variable-Rate Certificates of Deposit (CDs) stand out as two widely sought-after forms of time deposit provided by banks, each presenting distinct advantages to investors. A Fixed-Rate ...

When you take out a personal loan, your interest payment is generally fixed. This means you’ll have equal monthly payments factoring in the amount of interest you owe on top of the funds you borrow, ...

Switching your mortgage from a variable to a fixed interest rate can help make your mortgage more affordable if rates are rising. Many or all of the products on this page are from partners who ...

Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions ...

I'm a freelance financial journalist and a regular contributor to U.S. News and CreditCards.com. I've written for Life + Money by Citi, Bankrate and The Balance, among others. You can find me on ...

Whether you’re applying for a government-backed loan or a conventional mortgage, you’ll likely have the choice between a fixed or variable interest rate. Although a fixed rate is typically safer since ...