Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

Across the United States, billions of dollars in life insurance benefits are sitting in limbo because families never realize ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Find out more about its costs and special features.

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this value for your beneficiaries.

For families grieving the loss of a loved one, a life insurance denial is a devastating secondary blow. Insurance companies deny claims for a variety of reasons, citing policy lapses, alleged ...

Life insurance can help your family replace lost income, pay off large debts and allow you to leave a financial legacy after you die. But it can be complicated. There are lots of different policy ...