Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

The benefits of long-term disability policies are often offset by the amount of Social Security and retirement benefits you qualify to receive. In other words, the benefit will only pay the difference ...

Do you have a financial plan if you're sidelined by illness or injury? According to the Social Security Administration, close to one in four 20-year-olds will face a disability that interferes with ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Short-term disability insurance can temporarily replace 40% to 70% of your income. You may be eligible for short-term disability benefits if you can’t work and are losing wages because of a ...