Learn how claims-made insurance policies provide business coverage for late-filed claims, and compare them with occurrence policies to make informed decisions.

Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured as long as the premiums are paid. Unlike term life insurance, which offers ...

Auto and homeowners insurance rates have surged this year. For motor vehicle insurance alone, we've seen an average premium increase of 12.7% from 2023 to 2024, according to the November Consumer ...

Two insurance policies on one car sounds like it could give you a bigger payoff if you're in an accident. But would that be ...

A high-risk driver in California is likely to file claims, have a driver's history of getting into accidents, or have other factors. These situations are called high risk and are normally accompanied ...

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Discover why a direct writer sells insurance only for a single company, and the benefits over independent agents, including specialized knowledge and loyalty.