A retirement budget compares expected income with planned expenses to see whether spending fits within available income. This ...

What Is an Annual Retirement Plan Review? An annual retirement plan review is a process of evaluating and adjusting retirement plans to ensure they align with financial goals and risk tolerance. It is ...

Retirement income planning and annuities have gained heightened importance as populations age and individuals seek secure, reliable income throughout later life. This area of research explores the ...

Retirement committees face challenges adapting 401k plans as primary retirement income sources. Retirement income products are rapidly evolving, requiring clear processes to evaluate options. Advisors ...

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

Many of us have saved for years, or even decades, to ensure a retirement where we can live comfortably into our golden years. But is financial preparation alone enough? Experts suggest there is more ...

Employees paying into retirement plans are increasingly interested in guaranteed monthly income options and want employers to help them achieve financial security. More than nine in ten who contribute ...

In September 2007 I made the career shift from airline pilot to financial planner. The transition was driven by the widespread lack of retirement literacy I saw among my pilot buddies and by a ...

Retirement is not a one-time event; it is a dynamic phase of life that requires a vision of what the post-employment years will look like for each individual and how that vision will be funded. Tamiko ...

The S&P 500 offers a meager 1.1% yield, along with a roller-coaster ride on a regular basis. Most retirees do not like the ...

For decades, the formula for a secure retirement was simple: save more. But new research from Goldman Sachs finds that for many younger workers, that approach is slipping out of reach. Processing ...

Affluent Americans approaching or in retirement are balancing market turbulence with the need for reliable income, creating a window of opportunity for advisors to strengthen relationships. A poll ...