But new federal rules usher in two major changes to Parent PLUS loans. First, parent borrowing will now be capped at $20,000 per year and $65,000 total for each student. Second, parents will no longer ...

Key Points ・The federal government is projected to lose just 4 cents for every $1 it lends to students in 2026, down from 18 cents in 2025. ・The decline is largely driven by the replacement of prior ...

Student loan interest rates remain fairly stable, but federal rates are likely to change in the second half of the year ...

Millions of student loan borrowers are contending with seemingly constant changes to repayment and loan forgiveness programs. But even more major disruptions to student loans are on the horizon. And ...

The federal government can take your tax refund to pay student loan debt under specific conditions. Your refund may be seized ...

A law that shielded student loan forgiveness from taxation at the federal level expires at the end of 2025. Meanwhile, the federal government has resumed garnishing the tax refunds of borrowers in ...

Start with federal loans, which involves filling out the FAFSA to see aid and loan opportunities. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

It’s a new year for student loans, and big changes are happening that will impact millions of borrowers across the country. Historic legislative changes, sweeping regulatory updates, and major legal ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Some are looking for new repayment options, with interest on the federal SAVE plan set to start accruing again on Friday. More Americans are falling behind on college debt payments, squeezing their ...

Workers with student debt struggle to make both their payments and save for retirement. As a result, they have an average of 20% to 30% less in their retirement account than their counterparts.