Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Student loan rates are starting to see lenders battle to have the lowest rate. As of January 6, 2026, private student loan lenders are offering fixed rates as low as 2.74% APR and variable rates ...

Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...

A man in his 50s named Kim, living in Seoul’s Seongdong District, purchased a house in September 2022 by taking out a loan of approximately 300 million Korean won from a bank at a variable interest ...