The Santander US Auto business uses FICO® Platform to enhance the use of machine learning capabilities to support credit risk analysis. FICO Platform enables Santander US Auto to build an analytical ...

While AI adoption is global, the study highlights clear regional differences shaped by regulation, market structure, and risk ...

Krishnam Narsepalle argues traditional credit systems must evolve into event-driven architectures for real-time risk ...

Khrystyna Voloshyn, Data Scientist, Tamarack Technology Scott Nelson, Chief Technology and Chief Product Officer, Tamarack ...

AI systems built to assess creditworthiness are trained on data that implicitly accepts past discriminatory lending decisions as legitimate signals about borrowers today, writes Deon Crasto, of ...

While sustainability is frequently mentioned in policy discourse and regulatory frameworks, the study finds that it remains weakly embedded in the core of AI and machine learning research in banking.

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